知识图谱 KB · FinAtlas (INTERNAL DEMO)

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FinAtlas · LongProof Finance Atlas INTERNAL DEMO

类目节点 · Category node

保险 / Insurance

Whole Life [DEMO]

whole_lifeinsurance

Tier:科普 Literacy

← 返回图谱索引

机制 Mechanisms

m_wl_permanent_cashvalue m_wl_permanent_cashvalueliteracy

Whole life is permanent; level premium; builds cash value; fees and surrender mechanics apply.

适配因素 Suitability factors

Liquidity need

这些是「适配因素 (factor)」,不是结论 — 图谱不替任何客户得出任何购买结论。

该问持牌人的问题 Trigger questions

Can you sustain the premium long-term? What happens if you stop? literacy

该备的材料 Required materials

无登记的应备材料 (demo)。

法规约束 Governing regulatory constraints

无登记的法规约束 (demo)。

默认升级类 Default escalation

无登记的默认升级类 (demo)。

必备披露 Required disclosures

Agent may earn commission; ask for the disclosure.

本图谱结构上不存在 score/rank/best_product/recommendation 节点或边 — 这是 INV-1 的结构化实现 (G-1).

下一步 · Next step

下一步:用 /learn 做结构自评 — 把因素 / 该问持牌人的问题 / 应备材料 / 披露按结构整理,教育用途,不对产品打分或下结论。