知识图谱 KB · FinAtlas (INTERNAL DEMO)

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FinAtlas · LongProof Finance Atlas INTERNAL DEMO

类目节点 · Category node

保险 / Insurance

Term Life [DEMO]

term_lifeinsurance

Tier:科普 Literacy

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机制 Mechanisms

m_term_temporary m_term_temporaryliteracy

Term covers a set period; pays death benefit if death occurs in-term; no cash value.

适配因素 Suitability factors

Dependents / income replacement need
Time horizon

这些是「适配因素 (factor)」,不是结论 — 图谱不替任何客户得出任何购买结论。

该问持牌人的问题 Trigger questions

How many years of coverage do you actually need, and why that span? literacy

该备的材料 Required materials

无登记的应备材料 (demo)。

法规约束 Governing regulatory constraints

无登记的法规约束 (demo)。

默认升级类 Default escalation

解释型非升级类(教育/操作型);系统可在合规边界内做通识说明。

必备披露 Required disclosures

无登记的必备披露 (demo)。

本图谱结构上不存在 score/rank/best_product/recommendation 节点或边 — 这是 INV-1 的结构化实现 (G-1).

下一步 · Next step

下一步:用 /learn 做结构自评 — 把因素 / 该问持牌人的问题 / 应备材料 / 披露按结构整理,教育用途,不对产品打分或下结论。